Features

Built for reliability and scale

Everything you need to accept USDT payments on BNB Smart Chain, without the complexity of managing blockchain infrastructure.

Security

HD Wallet Derivation (BIP-44)

Every user gets a unique BSC deposit address derived from a single encrypted master seed. No shared wallets means no deposit confusion.

  • One address per user, automatically generated
  • Private keys never stored in database
  • AES-256-GCM encrypted master seed
BIP-44
Hierarchical Deterministic
Speed

15-Second Deposit Detection

Our on-chain balance scanner runs every 15 seconds. When a deposit arrives, it's detected, confirmation-tracked, and credited automatically.

  • Automatic balance comparison scanning
  • 12/12 confirmation tracking
  • Real-time Telegram notifications
15s
Average Detection Time
Developer

Clean REST API

HMAC-authenticated endpoints for invoices, balances, withdrawals, and transfers. Standard HTTP requests, no special SDKs needed.

  • HMAC-SHA256 request signing
  • Webhook notifications with retries
  • IP whitelisting per API key
REST
JSON API with HMAC Auth
Comparison

Why XthonPay

How we compare to shared-wallet payment processors.

Feature XthonPay Shared Wallet
Unique address per userYesNo
Auto deposit detection15 secondsManual / FIFO
Processing fees$01-3%
Private key storageNever storedDatabase
Webhook notificationsYes + retriesBasic
Telegram botFull managementNone

Ready to get started?

Open the Telegram bot and start accepting payments in under 5 minutes.